InvestmentStrategy

Personal Finance

June 2024 Asset Progress Report

June 2024 saw a significant rise in our total assets, mainly driven by stock investments and favorable currency exchange rates. However, our household budget faced a deficit, prompting a review of our expenses to improve financial stability.
Investing

Why I Decided to Exit My Singapore Stock Investments

Discover why I decided to shift my investments from Singapore stocks to U.S. stocks and ETFs, focusing on the upcoming interest rate cuts in the U.S. and the weak Japanese yen.
Economics

May 2024 US CPI Report Falls Below Expectations, Market Reacts Positively

In May 2024, the US CPI report fell below market expectations, leading to a stock market surge. The Federal Reserve decided to maintain the policy interest rate at 5.25-5.5% with a revised outlook of a single 0.25% rate cut by the end of the year. Despite the slower pace of monetary easing, this balanced approach supports long-term investment strategies, particularly in core assets like the S&P 500 index fund.
Economics

Asset Management and Investment Strategy

Managing assets with 25% in cash and 75% in risk assets, utilizing the NISA system to aim for ¥18 million in five years. Emphasizing currency diversification and risk management learned from past experiences.